2023–2024 Enrollment dates
Students
Dates
Open Enrollment/Waiver period: July 15–August 15, 2023
Coverage period: September 1 2023–August 31, 2024
Regular MIT students are automatically enrolled in the plan each year, but you may waive SHIP coverage during the waiver period if you can show that you have another insurance plan that provides comprehensive coverage in the Boston/Cambridge area.
Students who are enrolled in SHIP can enroll eligible family members during the open enrollment period.
Making changes to your insurance coverage outside of Open Enrollment.
- If you waive MIT SHIP coverage but lose your other insurance coverage during the school year, you may be able to enroll in MIT SHIP outside of the Open Enrollment period.
- If you add family members during the year — for example, if you get married or add a child to your family — you can add those new family members to MIT SHIP at that time.
Read more about qualifying life events.
Other MIT-affiliated individuals
Open Enrollment: July 15–August 15, 2023
Coverage period: September 1, 2023–August 31, 2024
Outside of Open Enrollment: Enroll within 30 days of your appointment
Coverage period: Minimum of three months from enrollment date
Enrolling yourself: As an eligible, MIT-affiliated individual, you can enroll in MIT SHIP during the Open Enrollment period or within 30 days of the start of your MIT appointment.
Enrolling your family members: If your family members are in this country, you may enroll them in MIT SHIP at the same time you enroll. If your family members arrive from another country for the first time after you have enrolled yourself, their arrival is a qualifying event [LINK] that allows them to enroll in MIT SHIP within 30 days of their arrival. You will need to document their arrival date with their passports or airline boarding passes. Read more about qualifying life events.
2023–2024 Rates, MIT Students
Enrollment type | Both terms Sept. 1, 2023– Aug. 31, 2024 | Fall term only Sept. 1, 2023– Jan. 31, 2024 | Spring term only Feb. 1, 2024– Aug. 31, 2024 | Summer term only June 1, 2024– Aug. 31, 2024 |
Student — automatic enrollment | $3,237 | $1,349 | $1,888 | $809 |
Student and partner | $7,078 | $2,949 | $4,129 | $1,770 |
Student and (children or dependent(s)*) | $4,411 | $1,838 | $2,573 | $1,103 |
Family (student, partner) (children and dependents*) | $8,253 | $3,438 | $4,815 | $2,063 |
*Child(ren) or dependents aged birth–26 years
2023–2024 Rates, Other eligible MIT-affiliated individuals
Enrollment type | Full year Sept. 1, 2023– Aug. 31, 2024 | Monthly payments |
Individual | $4,897 | $408.09 |
Individual and partner | $8,729 | $727.42 |
Individual and dependent(s)* | $6,071 | $505.92 |
Family (individual, partner, and dependents*) | $9,904 | $825.34 |
*Child(ren) aged birth–26 years
Plan documents
- A Student’s Guide to Health Insurance and Healthcare at MIT Health
- MIT SHIP Insurance and Healthcare Guide for Affiliates
- MIT SHIP enrollment form for eligible non-students
- MIT Student Health Insurance Plan (SHIP) policies
- Blue Care Elect MIT Student Health Insurance Plan (SHIP) Summary of Benefits 2023-24
- MIT SHIP Summary of Benefits and Coverage
- BCBS Subscriber claim form